Proudly Providing Insurance Solutions in Fallbrook, Escondido, Temecula, and Surrounding Areas
Unlike many traditional businesses, farming is more than just a job—it’s also a lifestyle. CA farmers are invested in the products they grow, raise, and harvest. At Arlan Knutson Insurance Agency, we’re inspired by this commitment and strive to return the favor in the form of comprehensive farm insurance protection.
We’re aware of the long hours and extensive funds farmers in CA supply their agribusiness – from small, family run farms to large, commercial enterprises. Farm insurance coverage can protect the growth of these operations on a long-term basis.
Whether you raise crops, livestock, or both, we’ll take time to learn the ins and outs of your farm operation. As local agents, we have an advantage when identifying common risk exposures of local farmers. We also conduct onsite visits to each farm we insure, offering free risk management assessments during our review.
Coverages available within our farm insurance program can protect a wide-range of assets essential to your farm. Machinery, such as combines, tractors, and planters, are secured through farm equipment insurance. Farm owners insurance encompasses protection for any dwellings planted on the property, as many farms we secure serve as more than just a business for our clients—they’re also home.
Our agents are available to guide clients through all the coverages available, which include but are not limited to:
There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Arlan Knutson Insurance Agency, we’re in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.
A Farm Owners policy from Arlan Knutson Insurance Agency is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.
As the owner and operator of an independent farm or ranch, you’ve made a number of investments into your agribusiness – equipment, machinery, and crops. Livestock is also a big investment for farmers and ranchers alike, and like any financial asset, you’ll want to ensure a high-level of security and protection – so your animals will stay covered.
At Arlan Knutson Insurance Agency, we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock Insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disaster – even when your animals in transit.
You’ve spent time training, taking care of, and most likely competing with your horse. And as a proud owner, it’s up to you to ensure its safety and well being. Since your horse represents both a financial and emotional investment, medical expenses can be costly.
An Equine Insurance policy from Arlan Knutson Insurance Agency provides coverage for a variety of costs and expenses related to the upkeep of your animal.
Finding the right coverage options for your horse doesn’t have to be difficult. At Arlan Knutson Insurance Agency, one of our insurance specialists can help educate you on the different coverage options and rates available for your special animal, and together you can build the perfect policy that fits the needs of you and your horse.
As a farmer, you rely on your equipment to run like clockwork. But in the event of equipment breakdown or failure, it can be difficult and expensive to repair. Damaged or broken equipment can easily cost thousands of dollars to replace, which is why Farm Equipment Insurance is just as important to your agribusiness as the equipment itself.
At Arlan Knutson Insurance Agency, we’re dedicated to the success of your farm or ranch, and we understand that equipment breakdown can mean lost income. That’s why we design comprehensive insurance policies to keep farms running smoothly in the event of an accident. Equipment breakdown coverage goes beyond your standard Property Insurance policy to protect against damage caused by power surges, mechanical breakdown, motor burnout, and even operator error.
Operating a farm or ranch is a unique business in many ways. One big difference from most other jobs is that many farmers don’t just work on their property - they live there too. And having the right protection depends on the situation of each individual family.
While not as comprehensive as a complete Farm Owners policy, some people may find that Farm Dwelling coverage is enough to meet their needs.
Dwelling Insurance from Arlan Knutson Insurance Agency protects the building you live in and any attached structures, including rental properties, by helping to pay for damages that result from a covered incident. Depending on your specific policy options, it can also include additional coverage for personal property or provide additional living expenses if your home becomes uninhabitable due to a covered loss.
A great amount of responsibility goes into running a farm or ranch. From the operation of farm machinery and equipment to the sometimes unpredictable nature of barnyard animals, farmers are subject to a much higher risk of liability than other property owners. Arlan Knutson Insurance Agency understands this risk, and is proud to offer complete liability protection for you and your agribusiness.
Under a standard Farm Liability Insurance policy, Arlan Knutson Insurance Agency will help cover the expenses for which you become legally obligated to pay for bodily injury claims on your property and damages to another person’s property as a result of a covered accident.
Proudly serving Fallbrook, Moreno Valley, San Diego County, Riverside County, Menifee, Temecula, and surrounding areas.
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